A Flexible Spending Account (FSA) is a program that helps you pay for health care and dependent care costs using tax free dollars. This plan is administered by Clarity Benefit Solutions.
A Health Care FSA is used to pay for or reimburse out-of-pocket medical, dental, and vision expenses that you and your dependents incur during the plan year.
You may carryover up to $680 in unused Health Care FSA funds from 2026 to 2027. Any money remaining in your Health Care FSA over $680 as of the end of the year will be forfeited. This is known as the “use it or lose it” rule and it is governed by IRS regulations.
Note: FSA elections do not automatically continue from year to year; you must actively enroll each year.
| Contribution limits | Health Care FSA Contribution Limits: $3,400/year maximum |
| Do unused funds carry over? | Health Care FSA: Yes, our plan allows for a $680 carry over of unused funds. Any funds over $680 will be forfeited. |
| What expenses are eligible? | Medical FSAs can be used for healthcare expenses not covered by insurance for yourself and your dependents. Eligible expenses include but are not limited to: deductibles, doctor co-pays, prescription drugs, dental services, eye glasses, contacts, & lasik surgery, chiropractic services, fertility treatments, and mental health services. |
| How can I be reimbursed? | Reimbursement can only be completed via direct deposit. |
| Can I invest the money in my account? | No |
| Eligibility | First day of the calendar month following date of hire and regularly scheduled to work 20 or more hours per week. Temporary employees are ineligible. |
Resources
Provider: Clarity Benefit Solutions
Phone: 888-423-6359